My Medical Benefits
Dear Cigna Plan Subscriber:
We want to let you know that your Summary of Benefits and Coverage (SBC) starting 2/1/2018 requires the following update for the state of California:
- The “Out-of-Network retail copay” will no longer be listed in the Cost Share column for the benefit titled “Prescription drug coverage”.
- The Limitations & Exceptions column for the benefit titled “Prescription drug coverage” should include:
– $250 maximum copay for each 30 day supply.
You had this coverage in your 2017 medical plan, but your SBC may not have shown the current benefit. We’ll apply this state requirement to your claims and we’ll update your SBC upon future distribution.
Call us if you have questions about your coverage
Use the toll-free number on your Cigna medical ID card. Or e-mail us. Simply log into your Cigna Navigator® website and go to “Contact Us.” An updated SBC is available upon request, simply contact your employer.
Below are the links to your Cigna Plan Summaries and the Summary of Benefits and Coverage.
Cigna HMO High
Cigna HMO Low
Cigna OAP High
Cigna OAP Low (HDHP)
Cigna OAP IN-WA-NV-OR
Eligibility:
You are eligible for benefits if you are a full-time employee working 30 hours a week. You may also enroll your eligible dependents in the medical, dental, vision, and optional life plans. Eligible dependents are:
▪ Your legal spouse
▪ Your Children up to age 26
▪ Your mentally or physically disabled children over 26
Your coverage becomes effective on the first day of the month following 60 days of continuous employment. If you do not enroll for benefits within 31 days of becoming eligible, you will have to wait until the next open enrollment.
Helpful Resources
My Dental Benefits
Eligibility:
You are eligible for benefits if you are a full-time employee working 30 hours a week. You may also enroll your eligible dependents in the medical, dental, vision, and optional life plans. Eligible dependents are:
▪ Your legal spouse
▪ Your children up to age 26
▪ Your mentally or physically disabled children over 26
Your coverage becomes effective on the first day of the month following 60 days of continuous employment. If you do not enroll for benefits within 31 days of becoming eligible, you will have to wait until the next open enrollment.
My Vision Benefits
Eligibility:
You are eligible for benefits if you are a full-time employee working 30 hours a week. You may also enroll your eligible dependents in the medical, dental, vision, and optional life plans. Eligible dependents are:
▪ Your legal spouse
▪ Your children up to age 26
▪ Your mentally or physically disabled children over 26
Your coverage becomes effective on the first day of the month following 60 days of continuous employment. If you do not enroll for benefits within 31 days of becoming eligible, you will have to wait until the next open enrollment.
My Group Life Benefits
My Voluntary Life Benefits
My Long Term Disability Benefits
My Retirement Benefits
Eligibility:
All full-time and part-time employees are eligible for retirement coverage the first day of the month following 60 days of continuous employment.
New Hire Automatic Enrollment
To get your retirement savings off to a good start, Sonsray will automatically enroll you in the 401(k) plan at a contribution rate of 7% of your annual salary. If you want to opt out of the automatic enrollment, please contact Human Resources.
You may make your contributions using one or both of these plan options:
- Traditional 401(k) Plan: If you choose this option, you will fund your account with before-tax contributions. That means your contributions will be deducted from your paycheck before taxes are taken out. You will not have to pay taxes on this money or on your account’s investment earnings until you withdraw your funds at retirement.
- Roth 401(k) Plan: If you choose this option, your contributions will be deducted from your paycheck after taxes are taken out, so you will not get the immediate tax savings you get with the traditional 401(k) plan. However, when you take your money out at retirement, it will be tax-free, this includes both your original contributions and the investment earnings that may have accumulated over the years.
Your Savings
You may save any whole percentage of your annual salary in the plan, up to the maximum contribution allowed by the Internal Revenue Service. For the 2018 calendar year, the maximum contribution is $18,500. Participants age 50 or older are allowed to make an additional “catch-up” contribution of up to $6,000.
Sonsray Contributions
To help your retirement savings grow faster, Sonsray will match 50% of your base salary you save in the plan, up to 5%. That means if you save at least 5% of your pay in the plan, Sonsray will contribute another 2.5% on your behalf.